Spring is officially here! The flowers and trees are blooming, and for many of us, it’s that time of year where we go on a cleaning spree. Opening the windows, pulling everything out, removing clutter, doing a few home improvements, and getting that ‘new house’ feel again.
Have you ever thought about what other things may need to be refreshed, decluttered, or maybe added on to? I am thinking about your insurance portfolio. How many years has it been since you last had a discussion about your coverages while comparing them to your current needs? I think back to last year’s I-Day when then Chapter President Dalith Wells talked about the importance of personal umbrella liability coverage and the large benefits it provides compared to the relatively small cost. I echo those words and take it a step further by asking you to review your entire portfolio. Even though we work in the Insurance Industry, like most people, we don’t have or take, the time to think about our individual needs and risks. I know I have had a homeowner policy for almost 10 years that has been on auto increase for inflation and have never asked if my coverage is enough or too much, so these comments are just as much to myself. [click to continue…]